Compound Planning: Platform Profile

Overview

Compound Planning is a technology-enabled SEC-registered wealth manager serving entrepreneurs, professionals, retirees and families.

Current legal identity:

• Investment adviser: Compound Planning, Inc.
• CRD: 171787
• SEC number: 801-126007

Its current March 2026 Form CRS provides unusually broad pricing ranges:

• Asset based fee range: 0.20%-2.00%
• Fixed project fee range: $500-$10,000
• Hourly fee range: $100-$500/hour

The minimum is less clean because two current Compound sources say different things.

Form CRS:

• General minimum: $25,000; flexible/negotiable

Live FAQ:

• Minimum asset requirement to become client: $0

The review must preserve both.

May fit better for

• entrepreneurs and professionals seeking integrated planning and investment management;
• clients who value technology-enabled account monitoring;
• households seeking tax and estate coordination;
• investors comfortable with a broad negotiable fee range;
• clients seeking alternatives such as private credit or private REITs;
• households that want held-away retirement account coordination.

May fit less well for

• users seeking one clearly standardized minimum;
• investors who want one published AUM percentage;
• clients uncomfortable with strategic-provider conflicts;
• users who assume automated monitoring means autonomous AI investing;
• investors who want no insurance or provider referral compensation conflicts;
• clients needing daily liquidity from all alternatives.

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Compound Planning, Inc. is the adviser

Current IAPD:

• Investment adviser: Compound Planning, Inc.
• CRD: 171787
• SEC number: 801-126007
• SEC registration effective: 2022-07-01

Current Form CRS:

• Form CRS date: 2026-03-26

Current SEC Form ADV filing used in this package was filed in July 2026.

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Current first-party sources conflict on minimums

Form CRS states:

• Form CRS general minimum: $25,000
• CRS minimum flexible: Yes
• CRS minimum negotiable: Yes

Current FAQ states:

• Website FAQ minimum asset requirement: $0

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Portfolio-level implementation minimums can differ again

Compound's current investment-account setup FAQ references examples including:

• Managed Foundation Portfolio minimum: $5,000; exceptions possible
• Custom Indexing Portfolio minimum: $250,000

These are portfolio/product implementation minimums.

They are not the same as:

• the CRS general account minimum;
• the FAQ's client-relationship minimum statement.

Keep all three concepts separate.

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Asset-based fees range from 0.20% to 2.00%

Current March 2026 Form CRS:

• Asset based fee range: 0.20%-2.00% annually
• Billing frequency: monthly or quarterly
• Fees negotiable: Yes

The exact rate depends on the service arrangement.

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Fixed projects cost $500-$10,000

Current Form CRS:

• Fixed project fee range: $500-$10,000

The client receives an estimated total cost before work begins.

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Hourly planning and consulting costs $100-$500

Current Form CRS:

• Hourly fee range: $100-$500/hour

Fees are negotiable based on complexity.

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Managed accounts use automated monitoring

Current Form CRS:

• Automated account monitoring: Yes
• Formal goal and suitability review frequency: at least annually

Technology enables ongoing monitoring.

That does not mean a model independently assumes fiduciary responsibility.

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Compound offers discretionary and non-discretionary management

Current Form CRS:

• Discretionary management: Yes
• Non discretionary management: Yes

Most clients currently grant discretion.

A non-discretionary client retains the final decision on transactions.

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Current AI positioning is operational, not autonomous portfolio selection

Current Compound company materials discuss AI and automation as operating tools.

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Alternatives include private REITs and private credit

Current Form CRS:

• Private REITs: Yes
• Private credit: Yes
• Alternatives: Yes

Compound also publishes materials relevant to venture/private-company wealth.

Store product access as relationship-specific.

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Strategic-provider relationships create material conflicts

Current March 2026 Form CRS identifies conflicts involving:

• FT FinTech / Franklin Managed;
• Legalist;
• SyntheticFi;
• insurance compensation;
• tax and estate coordination providers;
• 401Go;
• Fidelity Digital;
• Pontera.

These arrangements create economic or strategic incentives.

They do not prove a recommendation is unsuitable.

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Compound Tax is a related service lane

Current company structure includes:

• Tax subsidiary: Compound Tax, LLC

The governing engagement controls.

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Fidelity and Schwab are custody references

Current Compound FAQ and operational materials reference custody access including:

• Fidelity;
• Schwab;
• other custodians depending on need.

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Form CRS reports disciplinary history

Current Form CRS answers:

• Form CRS reports legal or disciplinary history: Yes

Store this narrowly.

Assessment

Compound is the most important Batch 53 example of why first-party sources can still require judgment.

Two current sources disagree about minimums:

• Form CRS: generally $25,000, flexible;
• live FAQ: no minimum asset requirement to become a client.

ROIStreet should show the discrepancy rather than erase it.

The fee range is also broad at 0.20%-2.00%.

That makes the useful questions:

• What service is being purchased?
• What account or portfolio minimum applies?
• What percentage applies?
• Is billing monthly or quarterly?
• Are private investments or strategic-provider products involved?
• Which costs are outside Compound's advisory fee?