Moneta: Platform Profile

Overview

Moneta Group Investment Advisors, LLC is an SEC-registered adviser operating under the Moneta brand.

Its currently linked relationship summary states:

Its currently linked disclosure brochure states general variable asset-based fees of:

• General asset based fee range: 0.20%-1.00%
• Fees can exceed range: Yes
• Fees negotiated client by client: Yes

Moneta also describes itself as fee-only and 100% independent.

Current services include:

• financial planning;
• investment management;
• family-office services;
• retirement planning;
• tax planning;
• estate planning coordination;
• philanthropy;
• trust services;
• private-market allocations.

May fit better for

• clients who want no formal account-size minimum;
• families seeking comprehensive Family CFO-style planning;
• investors who prefer a fee-only RIA;
• clients comfortable with negotiated pricing;
• households seeking discretionary or non-discretionary management;
• eligible investors considering hedge funds, private equity or private credit.

May fit less well for

• clients seeking a standardized robo fee;
• investors who want one fixed public price;
• households that need only a low-cost ETF allocation;
• clients uncomfortable with related-manager conflicts;
• investors who want one universal custodian;
• clients requiring daily liquidity from alternatives.

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Moneta Group Investment Advisors, LLC is the legal adviser

Current IAPD:

• Investment adviser: Moneta Group Investment Advisors, LLC
• CRD: 104727
• SEC number: 801-34723
• SEC registration effective: 1989-06-30

The current Moneta website links a disclosure PDF containing a March 31, 2025 Form CRS and September 8, 2025 Part 2A.

Store the document dates rather than pretending they are 2026-dated.

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Current relationship summary says no formal account minimum

Current linked Form CRS:

• Size restrictions: No
• Other account opening requirements: No

That does not mean every private fund or third-party manager has no investment minimum.

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Asset-based fees generally range from 0.20% to 1.00%

Current linked Part 2A:

• General asset based fee range: 20-100 basis points
• General asset based fee percent range: 0.20%-1.00%
• Fees can exceed range: Yes

Fees can also be:

• flat/fixed;
• hourly;
• asset-based.

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Billing can be in advance or arrears

Current disclosure:

• Billing frequency: quarterly
• Billing timing: advance or arrears depending on negotiated arrangement

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Fee-only does not mean underlying products are free

Moneta states it does not charge commissions and positions itself as fee-only.

Clients can still incur:

• ETF/mutual-fund expenses;
• private-fund costs;
• brokerage costs;
• third-party adviser fees;
• margin interest;
• taxes.

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Moneta receives no performance-based fees

Current Part 2A:

• Performance based fee: No

The product's own fees are separate.

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Discretionary and non-discretionary relationships are available

Current CRS:

• Discretionary management: Yes
• Non discretionary management: Yes

A discretionary client can permit Moneta to trade without prior approval.

A non-discretionary client retains the final decision.

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Alternatives are part of the current investment universe

Current disclosure includes:

• hedge funds;
• private equity;
• private debt;
• private credit;
• private real estate;
• opportunistic funds;
• REITs;
• SMAs.

Private investments require product-specific eligibility and fee review.

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Argent Capital Management creates a related-manager conflict

Current Part 2A states that certain Moneta professionals also own Argent Capital Management, LLC.

When Moneta recommends Argent:

• Argent can charge its management fee;
• Moneta can continue charging a customary advisory fee for supervision unless negotiated otherwise;
• the affiliated professionals can receive equity distributions from Argent.

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Schwab and Fidelity are the principal custody references

Current disclosure:

• Recommended custodian:
• Charles Schwab & Co., Inc.
• Fidelity Brokerage Services, LLC

Clients retain authority to select a different custodian.

Moneta is not the qualified custodian for ordinary brokerage assets.

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Custodian services create an economic conflict

Schwab and Fidelity provide institutional services and business support to Moneta without a direct charge when sufficient Moneta client assets are maintained on their platforms.

That incentive should be disclosed without assuming the recommended custodian is unsuitable.

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Margin can increase the advisory fee base

Current disclosure states that when clients use margin to buy securities, the advisory fee can be calculated on gross asset value rather than net equity.

This is distinct from the broker's margin-interest charge.

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Current public scale is a dated reference

Current Moneta website states:

• Public AUM: $50.54 billion
• Public AUM as of: 2025-12-31
• Client family: 5,000+
• Team member: approximately 600

Assessment

Moneta is the simplest Batch 50 firm on the minimum question:

no formal account minimum.

Its pricing is less standardized.

The useful current range is generally 0.20%–1.00%, but fees can exceed it and are negotiated client by client.

The fee-only structure removes product-sales commissions to Moneta, but it does not eliminate:

• private-fund expenses;
• third-party manager fees;
• custody/trading costs;
• the Argent affiliated-manager conflict.