OurCrowd: Platform Profile

Overview

OurCrowd is a global private-market investment platform focused on accredited investors.

Current opportunities span more than early-stage startup equity.

The platform can include:

• individual startup investments;
• venture funds;
• venture debt;
• private equity;
• other private-market alternatives.

For many investors, the core experience is Startup Select — choosing individual company opportunities.

The newer Portfolio Select structure provides a pre-funded account designed to make repeated allocations easier and lower the per-company allocation size.

May fit better for

• accredited investors seeking global startup exposure;
• investors seeking Israeli and international private companies;
• investors who want individual startup selection;
• investors who also want venture funds or other private alternatives;
• investors with enough capital to diversify across multiple private deals;
• users willing to accept multi-year illiquidity.

May fit less well for

• non-accredited investors;
• investors seeking $100 crowdfunding minimums;
• users requiring daily liquidity;
• investors who want one universal fee schedule;
• investors unable to commit at least five-figure amounts;
• users who assume "crowd" means Regulation Crowdfunding open to everyone.

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Accredited investors only

Current OurCrowd FAQ and onboarding materials require accreditation.

U.S. investors must satisfy applicable accredited-investor criteria and verification procedures.

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Standard startup minimum reference

Current OurCrowd materials continue to use:

• Startup Select minimum: $10,000 per individual company opportunity

Offering-specific terms can differ.

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Portfolio Select

Current Portfolio Select:

• Portfolio Select:
• Opening minimum: $50,000
• Per company allocation starting: $5,000
• Fund investment minimum: fund-specific

The account is pre-funded.

That can reduce administrative friction for repeated investments.

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Portfolio Select does not guarantee every allocation

Current page states that Portfolio Select can provide preferential allocation in oversubscribed opportunities.

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Portfolio Select cash earns no interest

Current page:

• Portfolio Select unallocated cash:
• Escrow: Yes
• Interest: 0%

This creates opportunity cost while capital waits to be deployed.

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Portfolio Select cancellation

Current FAQ states:

• Unallocated balance refund target: within 21 business days of cancellation request

This applies to unallocated balance.

It does not create redemption rights for private investments already made.

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Fees are deal-specific

OurCrowd maintains a current fees page and states Portfolio Select uses the same fee structure/deal economics as individual investments.

The current supplied package does not establish one reliable universal management-fee/carry pair across all current offerings.

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Fee documents matter

OurCrowd can use different legal vehicles and managers across:

• single-company deals;
• funds;
• private equity;
• venture debt;
• other alternatives.

The specific offering documents control:

• management fee;
• carried interest;
• expenses;
• distributions;
• term;
• transfer restrictions.

A useful review should show the structure rather than fabricate one headline percentage.

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Funds

Current OurCrowd platform includes venture funds.

Typical fund minimums can be materially higher than the $10,000 individual startup reference.

Portfolio Select states fund allocations still require the applicable fund minimum.

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Geographic scope

OurCrowd is a global platform.

The company is strongly associated with Israel but invests across multiple markets.

Investor eligibility also depends on:

• residency;
• securities law;
• sanctions/restrictions;
• offering terms.

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Foreign-currency conversion

OurCrowd provides an optional foreign-currency conversion route through Airwallex in supported currencies/countries.

Current FAQ:

• Airwallex FX service: Yes
• OurCrowd FX fee: 0.6% of commitment amount
• USD wire alternative: Yes

The supported currency list can change.

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FX fee example

A supported local-currency funding transaction for a $20,000 commitment:

$20,000 × 0.6% = $120

current OurCrowd fee reference for the optional conversion service.

An investor can also have bank-side or transfer costs depending on funding method.

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Private-company structure

Investors commonly participate through OurCrowd-managed investment vehicles rather than appearing directly on a startup's cap table.

That can affect:

• voting;
• information rights;
• distribution timing;
• tax documents;
• transfer approval.

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Liquidity

Current investments are private.

Portfolio-company outcomes can include:

• failure;
• financing;
• acquisition;
• IPO;
• secondary sale.

There may be no liquidity event for years.

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Valuation

Private-company valuations can be based on:

• financing rounds;
• third-party transactions;
• manager estimates;
• other valuation methods.

They are not continuously discovered on a public exchange.

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Portfolio Select diversification

Reducing an individual-company allocation to $5,000 can make diversification easier.

It does not make private startup exposure low risk.

For example, a $50,000 Portfolio Select account allocated equally across ten $5,000 startups can reduce single-company concentration compared with putting all $50,000 in one startup.

It still carries broad venture-market and illiquidity risk.

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Protection

OurCrowd private investments are not bank deposits.

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Platform entity

Current OurCrowd program terms identify:

• Platform entity: OurCrowd Management Limited

Different investment vehicles can use different legal entities.

Assessment

OurCrowd occupies a different part of the private-market spectrum from low-minimum Reg CF crowdfunding.

It is an accredited-investor platform where the ordinary individual-startup reference is around $10,000.

Portfolio Select lowers the per-company allocation reference to $5,000 but requires $50,000 of prefunding.

That structure can make diversification easier while introducing the opportunity cost of non-interest-bearing escrow.

The fee discussion should remain deal-specific.

Current offering documents, not an old generic platform percentage, control the economics of each OurCrowd investment.