RWA Wealth Partners: Platform Profile

Overview

RWA Wealth Partners is an SEC-registered investment adviser whose consumer wealth-management business operates through RWA Private Wealth.

Current March 31, 2026 Private Wealth brochure:

• Investment adviser: RWA Wealth Partners, LLC
• Consumer division: RWA Private Wealth
• CRD: 156984
• SEC number: 801-73098

The current standard wealth-management schedule is progressive and unusually transparent for a large private-wealth adviser.

Current general minimum:

• General minimum: $500,000
• Minimum waivable: Yes
• Household aggregation allowed: Yes

May fit better for

• households with approximately $500,000 or more;
• clients seeking a transparent progressive fee schedule;
• investors wanting discretionary management;
• clients needing planning and investment management together;
• investors seeking custom fixed-income management;
• eligible clients considering hedge funds or private equity;
• families comfortable with Fidelity or Schwab custody.

May fit less well for

• very small accounts;
• investors seeking a free robo account;
• clients who want one flat-dollar subscription;
• users who assume all private-fund costs are included;
• investors who need daily liquidity from every investment;
• clients who want no custodian-referral conflicts.

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The $500,000 relationship minimum is current and waivable

Current March 2026 brochure:

• General minimum: $500,000
• Minimum waivable: Yes
• Household accounts can be combined: Yes

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Current standard schedule is progressive

• First 500k: 1.25%
• Next 1 5m: 1.00%
• Next 3m: 0.80%
• Next 5m: 0.60%
• Next 15m: 0.50%
• Over 25m: negotiable
• Fee schedule progressive: Yes

The rates apply incrementally.

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Fee math at $5 million

First $500,000:

$500,000 × 1.25% = $6,250

Next $1.5 million:

$1,500,000 × 1.00% = $15,000

Next $3 million:

$3,000,000 × 0.80% = $24,000

Illustrative annual total:

$45,250

Average:

0.905%

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Custom fixed income and cash management uses 0.20%

Current standard disclosures show:

• Custom fixed income cash fee: 0.20%

This is a separate service/strategy rate.

It does not replace the standard private-wealth fee on every asset.

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Fees are negotiable

Current brochure:

• Fees negotiable: Yes
• Flat or fixed fee possible: Yes
• Discounts possible: Yes
• Waivers possible: Yes
• Legacy fee schedules possible: Yes

The Investment Management Agreement controls.

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Most current clients are billed monthly in arrears

Current standard:

• Typical billing: monthly in arrears
• Valuation method: average daily market value

Exceptions include:

• certain quarterly-in-arrears accounts;
• invoices for some retirement accounts;
• legacy advance-billing relationships.

if the schema requires one platform-wide field.

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Financial planning is included in the wealth relationship

RWA Private Wealth can coordinate:

• financial planning;
• estate/trust planning;
• tax planning;
• investment management;
• custody coordination.

Separate tax-preparation services through RWA Tax Solutions can create an additional cost.

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RWA does not charge performance-based fees

Current March 2026 brochure:

• Performance based fee: No

Third-party managers or private funds can have their own performance economics.

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Private funds are available to qualified clients

Current investment process can include:

• hedge funds;
• private equity;
• other privately offered pooled vehicles.

Underlying private-fund expenses are additional.

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RWA Capital is an internal strategy lane

RWA Capital provides internally managed strategies.

For ordinary private-wealth clients, current materials do not support adding a separate universal RWA Capital fee on top of the standard relationship fee.

Institutional pricing should not be imported as ordinary retail client pricing.

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Schwab and Fidelity are current custody references

• Custodian:
• Charles Schwab & Co., Inc.
• Fidelity

RWA's former Schwab Advisor Network participation is a stale-data guard.

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Fidelity referral economics remain relevant

RWA participates in the Fidelity Wealth Advisor Solutions referral program.

The referral relationship can create an incentive to recommend or retain Fidelity custody.

That does not prove Fidelity is unsuitable.

Assessment

RWA has the cleanest standard fee table in Batch 52.

The main analytical point is calculation method.

Its 1.25%–0.50% schedule is progressive, so larger households should compare the blended average fee rather than the lowest marginal tier.

The $500,000 minimum is meaningful but waivable.

Private funds, outside managers and separate tax services can add costs beyond the standard advisory percentage.