Titan: Platform Profile

Overview

Titan in 2026 is materially different from the concentrated stock-picking app many investors may remember.

Its current positioning is a discretionary wealth-management platform for investors who want:

• professionally managed portfolios;
• financial planning;
• direct indexing;
• tax-loss harvesting;
• Treasury/money-market management;
• access to selected interval funds and alternative investments;
• taxable accounts;
• joint accounts;
• Traditional and Roth IRAs;
• inherited/beneficiary IRAs.

The current standard advisory fee is:

• Advisory fee: 0.40% annually
• Billing: monthly in arrears

That 0.40% fee is now the core economic reference for Titan's managed assets.

The most important stale-data guard is therefore:

Do not describe Titan primarily as the old concentrated stock-strategy subscription app.

May fit better for

• investors who want discretionary portfolio management;
• investors who want direct indexing without a multi-million-dollar minimum;
• taxable investors who can potentially benefit from tax-loss harvesting;
• investors seeking access to selected private-market or interval-fund exposure;
• investors who value human Wealth Team support alongside digital tools;
• households that want taxable, joint, and retirement accounts in one managed relationship.

May fit less well for

• investors who only want a free self-directed brokerage;
• active traders;
• options or futures traders;
• investors who do not want an ongoing AUM fee;
• small accounts where $500 minimums or strategy-specific minimums are restrictive;
• investors who need daily liquidity for every strategy;
• investors who assume alternative investments can always be transferred or redeemed immediately.

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Legal structure

Current relationship summary:

• Investment adviser:
• Entity: Titan Global Capital Management USA LLC
• CRD: 290111
• SEC registered: Yes
• Introducing broker:
• Entity: Titan Global Technologies LLC
• CRD: 312379
• SEC number: 8-70650
• FINRA member: Yes
• SIPC member: Yes
• Clearing custodian:
• Entity: Apex Clearing Corporation

Titan Global Technologies does not provide the discretionary recommendations.

Titan Global Capital Management USA LLC provides the advisory service.

Apex provides:

• custody;
• execution;
• clearing;
• settlement.

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Current advisory fee

Current Titan help center:

• Standard advisory fee: 0.40% annually
• Charged: monthly
• Applies to Smart Treasury: Yes
• Applies to ARK Venture: No

Fund-level expenses can apply in addition to Titan's advisory fee.

"Titan costs only 0.40% all-in."

That would ignore investment-product expenses, especially for interval funds and other underlying vehicles.

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Advisory-fee example

Assume a $100,000 portfolio fully subject to the current 0.40% advisory fee:

$100,000 × 0.40% = $400

simple annual advisory-fee reference.

That does not include:

• fund expense ratios;
• interval-fund expenses;
• transfer/closure fees;
• tax costs;
• other ancillary charges.

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Standard account minimum

Current Titan account-type help page states:

• Individual Investing:
• Minimum: $500
• Margin: No
• Cash based: Yes
• Traditional IRA:
• Minimum: $500
• Roth IRA:
• Minimum: $500

Some investment products can require more.

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Joint accounts

Titan added joint accounts in 2026.

Current supported form:

• Joint account:
• Available: Yes
• Type: JTWROS

Joint-account opening currently involves the Titan team.

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Direct Indexing

Titan Direct Indexing is a separately managed account that seeks to track the S&P 500 while holding individual securities.

Current terms:

• Direct Indexing:
• Minimum: $20,000
• Recurring minimum: $500
• Annual fee: 0.40%
• Account type: taxable
• Management: fully discretionary
• Tax loss harvesting: Yes

Direct Indexing is separate from the ordinary Individual Investing account.

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Tax-loss harvesting is not guaranteed tax alpha

Titan markets tax-loss harvesting as a potential benefit of Direct Indexing.

The review must distinguish:

• harvested losses;
• usable tax deductions;
• after-tax investor benefit.

Wash-sale rules can involve accounts outside Titan, including:

• spouse accounts;
• IRAs;
• 401(k)s;
• other taxable brokers.

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ARK Venture Fund

Current Titan page identifies ARK Venture Fund as a third-party closed-end interval fund.

Current disclosures show:

• ARK Venture:
• Advisory fee to Titan: 0%
• Current net expense ratio: 2.90%
• Minimum initial investment: $500
• Liquidity: quarterly repurchase windows
• Quarterly fund repurchase cap: up to 5% of fund assets
• Accredited only: No

The fund has limited liquidity.

Quarterly repurchase requests are not guaranteed.

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ARK Venture cost example

Assume $10,000 invested and the current 2.90% net expense reference remained unchanged for a full year:

$10,000 × 2.90% = $290

simple annual fund-expense reference.

Titan does not add its standard 0.40% advisory fee to this fund under the current help-page structure.

That does not make the investment low-cost.

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Other alternative strategies

Titan's current transfer help references interval-fund holdings such as:

• ARK Venture;
• Apollo Real Estate;
• Carlyle Credit.

These can be harder to transfer to another brokerage than ordinary listed securities.

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Smart Treasury

Titan's Smart Treasury invests in money market funds focused primarily on Treasury and government securities.

Current structure:

• Smart Treasury:
• Standard Titan advisory fee applies: Yes
• Underlying money market funds: Yes
• Published yield is time sensitive: Yes

Store numeric current yield as:

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Cash sweep

The current Form CRS states that Titan Global Technologies can make available an Apex-facilitated Cash Sweep Program into one or more program banks.

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IRA closure and transfers

Current help center:

• Outgoing transfer: $100 per transfer
• IRA closure: $100
• Individual account closure: $0

A full IRA transfer can therefore involve:

$100 transfer + $100 IRA closure = $200

under the current stated structure.

Nontransferable or limited-liquidity interval-fund holdings can complicate the process further.

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Margin and active trading

Current standard Individual Investing account:

• Margin current: No
• Cash based only: Yes

Titan is not an active-trading platform.

Assessment

Titan's current value proposition is broader and more conventional than its original brand identity suggests.

The standard 0.40% fee buys discretionary management and planning rather than just access to a single concentrated strategy.

Direct indexing at a $20,000 minimum is a notable part of the current platform.

The alternative-investment menu creates a different tradeoff:

• potentially differentiated exposure;
• materially higher underlying expenses;
• limited liquidity;
• possible transfer restrictions.

The key legal distinction is:

Titan Global Capital Management USA is the adviser. Titan Global Technologies is the introducing broker. Apex holds and clears customer assets.