alphaAI Capital: Platform Profile

Overview

alphaAI Capital is the true managed-advisory platform in Batch 42.

Current SEC disclosures identify alphaAI Capital Management LLC as an SEC-registered investment adviser.

Its February 2026 Form CRS says it provides:

internet-based discretionary investment management services to retail investors.

That means alphaAI can buy and sell investments in a managed client account without obtaining approval before each trade, subject to the strategy, advisory agreement, and account constraints.

The current consumer experience combines:

• investor profile/risk inputs;
• rules-based portfolio management;
• machine-learning signals;
• automated trade execution;
• ongoing monitoring;
• Alpaca brokerage/custody infrastructure.

This is materially different from Cryptohopper, Bitsgap, or Stoic.

May fit better for

• U.S. investors seeking discretionary managed portfolios;
• users who want an SEC-registered adviser rather than trading-bot software;
• investors comfortable with systematic, rules-based management;
• users who want automated monitoring and rebalancing;
• investors who want a low stated minimum for the main consumer service;
• users who understand that AI is one input in a governed investment process;
• experienced investors selectively considering higher-risk Pro strategies.

May fit less well for

• non-U.S. residents outside the service's eligible jurisdictions;
• investors who want to approve every trade;
• users who want direct control over each security in the managed strategy;
• investors who assume SEC registration or SIPC membership protects against market loss;
• users who interpret AI-driven risk management as a guarantee against drawdowns;
• investors who do not want the possibility of leveraged, inverse, crypto-ETF, short, or margin exposure in selected strategies;
• users seeking comprehensive human financial planning as the core service.

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alphaAI is an SEC-registered investment adviser

Current regulatory information identifies:

• Investment adviser: alphaAI Capital Management LLC
• CRD: 316128
• SEC number: 801-122266
• SEC registered: Yes

The current Form CRS states that alphaAI offers discretionary investment management.

Registration does not imply a particular level of skill or training.

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Alpaca is the brokerage layer

Current alphaAI consumer disclosures state that brokerage services are provided by:

• Broker custodian: Alpaca Securities LLC
• FINRA member: Yes
• SIPC member: Yes

Keep the legal roles separate.

• alphaAI role: investment adviser
• Alpaca role: brokerage/custody infrastructure

SIPC can protect eligible brokerage customer property if a SIPC-member broker fails under applicable rules.

It does not insure:

• market losses;
• strategy losses;
• AI model errors;
• leveraged ETF drawdowns;
• short-selling losses.

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Current public pricing uses two fee structures

alphaAI's current consumer pricing page states:

• Accounts under 10000: $4/month
• Accounts 10000 and above Form CRS: 0.50% annually
• Performance fee: No
• Commissions charged by alphaAI: $0

The current public pricing page uses the phrase:

accounts over $10,000

for the 0.50% tier, while the February 2026 Form CRS says:

accounts $10,000 and above.

For structured data, preserve the regulator-facing threshold:

• Form CRS asset fee threshold: $10,000 and above

The advisory fee is not universal all-in cost.

Underlying ETFs can carry their own expense ratios.

Selected long/short or leveraged strategies can also create:

• financing;
• borrowing;
• spread;
• trading;
• tax

effects beyond the headline advisory fee.

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The current public minimum and Form CRS minimum conflict

The live alphaAI homepage and pricing page currently say:

• Current public minimum: $1,000

The February 2026 Form CRS says:

• Form CRS general minimum: $100

The Form CRS also states that certain strategies can require higher minimums.

The most defensible current consumer statement is:

alphaAI's live public onboarding materials currently present $1,000 as the minimum to start, while its February 2026 Form CRS still states a $100 general minimum and notes strategy-specific higher requirements.

That difference belongs in the review and update triggers.

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AI is used inside a rules-based framework

alphaAI's current consumer materials describe AI as automating:

• portfolio analysis;
• decision-making;
• execution.

They also describe multiple machine-learning models analyzing market signals and feeding predefined allocation, trading, and risk-management rules.

The useful boundary is:

AI contributes to the systematic process; it does not operate outside the advisory program's defined rules and constraints.

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Discretion is real even when the process is systematic

A common misconception is that a rules-based system cannot be discretionary management.

The Form CRS resolves that.

alphaAI has authority to buy and sell in the managed account without asking the customer for permission before each transaction.

The customer's role is upstream:

• provide financial/risk information;
• select or enroll in an eligible strategy;
• fund the account;
• set or modify the advisory relationship as permitted.

The adviser then implements the strategy.

That is why alphaAI belongs in Robo Advisors rather than merely Trading & Research Platforms.

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Main strategies use exchange-traded securities

The current Form CRS says alphaAI primarily invests in exchange-traded securities, including:

• ETFs;
• equities.

Selected strategies can add:

• leveraged ETFs;
• short selling;
• margin.

The alphaAI Pro page separately describes higher-risk portfolios using leveraged and crypto ETFs.

A crypto ETF is a security exposure.

It is not the same thing as holding cryptocurrency directly at a crypto exchange.

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alphaAI Pro should be separated from ordinary risk-aware portfolios

Current alphaAI Pro materials explicitly position the strategy set for experienced investors and describe:

• leveraged ETF tactical long/short;
• crypto ETF long/short;
• inverse positions;
• large drawdown potential.

The product family contains different risk levels and implementations.

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“Downside protection” is not principal protection

Current alphaAI marketing uses language around downside protection and risk management.

ROIStreet should translate that carefully.

A model can:

• reduce exposure;
• raise cash;
• hedge;
• use inverse positions;
• change allocations.

None of those mechanics creates a contractual guarantee that losses will not occur.

The appropriate phrasing is:

risk-management process

not:

loss protection guarantee.

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Long/short tax strategies create a separate risk and tax layer

alphaAI currently markets a Tax-Aware Long/Short strategy with a current public minimum reference around:

• Tax Aware Long Short minimum: $10,000

The strategy uses long/short mechanics to create additional tax-loss-harvesting opportunities.

That introduces complexity involving:

• short selling;
• margin;
• borrowing costs;
• tax lots;
• gains/losses;
• wash-sale interactions;
• tax-law changes;
• investment performance independent of tax outcomes.

Tax outcomes depend on the investor's own facts.

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Current deposit hold is operational, not an investment lockup

The current alphaAI homepage says new deposits are subject to a:

• New deposit hold: 7 business days

through the brokerage partner as an anti-money-laundering control.

Assessment

alphaAI Capital is structurally different from most “AI trading” products.

It is not simply an AI assistant that generates signals and leaves the user to trade.

It is an SEC-registered adviser with discretionary authority over managed client portfolios and Alpaca providing the brokerage layer.

That makes the most important review questions less about whether the platform uses AI and more about:

• what the advisory mandate allows;
• which strategy is selected;
• what assets and leverage the strategy can use;
• what fees apply at the account size;
• which minimum actually controls onboarding;
• how the model behaves in a different market regime.

The current minimum conflict deserves explicit treatment. A live $1,000 consumer minimum and a $100 Form CRS general minimum should not be silently merged.