Streetbeat: Platform Profile

Overview

Streetbeat is an AI-assisted investing application operated through an SEC-registered investment adviser, with a separate affiliated digital entity and an independent brokerage custodian.

Its service does not fit neatly into either:

• a conventional robo-advisor; or
• a self-directed AI stock screener.

Streetbeat can generate investment Strategies using a suitability profile, market data and AI tools. The user chooses or modifies the Strategy.

After that selection, the advisory agreement can give Streetbeat limited discretion to allocate and periodically rebalance the chosen Strategy.

That makes the legal model more precise than the phrase:

AI picks stocks for you.

The current structure is:

• Nowcasting.ai, Inc. — parent/technology business;
• Streetbeat LLC — SEC-registered investment adviser, CRD 315893;
• Streetbeat Digital LLC — separate affiliated digital/account-services entity;
• Alpaca Securities LLC — default/selected independent brokerage custodian for applicable retail accounts;
• customer — supplies suitability information and selects/modifies Strategies.

May fit better for

• investors who want AI-assisted portfolio construction;
• users who want a suitability-aware strategy generator;
• investors comfortable giving limited rebalancing discretion after selecting a Strategy;
• users who want a mobile/web workflow rather than a coding platform;
• investors who want an advisory relationship without a current Streetbeat LLC advisory charge;
• users who want to review and modify generated portfolios before allocating.

May fit less well for

• traders seeking high-frequency or intraday bot execution;
• users who want full discretionary wealth management without selecting a Strategy;
• investors who want the adviser itself to custody assets;
• users who treat an AI-generated response as error-free;
• investors who assume every third-party linked brokerage gets the same features;
• users who want one fixed platform-wide Strategy minimum.

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Streetbeat LLC is the registered adviser

Current Streetbeat legal materials identify:

• Investment adviser: Streetbeat LLC
• CRD: 315893
• SEC registered: Yes

Registration does not mean the SEC endorses the service or guarantees performance.

The parent company's enterprise AI products are separate from the regulated retail advisory service.

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Non-discretionary at selection, limited discretion after allocation

Streetbeat's current ADV describes its online advisory service as non-discretionary in the sense that the client selects or authorizes the investment Strategy.

The same disclosure then gives Streetbeat limited discretionary authority for specified Strategy functions after the client chooses to allocate.

That distinction matters.

The user is not handing Streetbeat an unrestricted mandate to choose any investment.

Streetbeat can still make allocation and rebalancing decisions inside the chosen Strategy under the disclosed limited authority.

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Strategy Generation uses AI plus suitability information

Current ADV materials describe a Strategy Generation process that can consider:

• risk profile;
• declared income;
• residence and related legal/tax context;
• market conditions;
• other suitability information;
• user prompt;
• market data.

The system can generate multiple potential responses and present up to ten.

AI output is not infallible.

Streetbeat's current consumer app disclosure warns that third-party advanced language models can produce information that is inaccurate or out of date.

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Current Streetbeat LLC advisory fee is $0

This is a material 2026 update.

Current Form ADV states:

• Streetbeat LLC current advisory fee: $0

Streetbeat reserves the right to charge an advisory fee in the future, but the current brochure says it does not currently charge one for Advisory Services.

The current answer is:

Streetbeat LLC advisory fee = $0, subject to future amendment.

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Streetbeat Digital has a separate account fee

Streetbeat Digital LLC publishes a separate fee schedule.

Current schedule:

• Streetbeat Digital:
• Linked credit card or ACH monthly fee: $0
• No linked credit card or ACH and account under 400: $0.75/month

A $0.75 digital-account fee is not a 0.75% advisory fee.

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Alpaca is the default independent custodian

Current Streetbeat disclosure materials identify Alpaca Securities LLC as the selected/default independent custodian for applicable managed accounts.

Some clients may link a third-party brokerage via API.

The feature set can differ.

Current ADV language states that third-party broker users can lose access to some functions available with the selected custodian.

Therefore:

• Third party broker feature parity: No

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No universal current Strategy minimum

Current materials allow Strategy-specific requirements.

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Warren and AI tools are assistance layers, not guarantees

Streetbeat's current consumer app markets an AI investing assistant and AI-curated/custom portfolio functions.

The useful distinction is:

• AI can help interpret information;
• AI can help generate candidate Strategies;
• AI can help analyze portfolios;
• Streetbeat can rebalance selected Strategies under limited authority.

None of that means:

• the model knows future prices;
• every generated holding is suitable forever;
• stale inputs cannot produce stale recommendations;
• the user is insulated from market loss.

Assessment

Streetbeat is most interesting at the boundary between advice and automation.

The investor still selects the Strategy.

Streetbeat can then take limited discretionary responsibility for allocating and rebalancing within that chosen framework.

That is more hands-off than a research chatbot.

It is less open-ended than handing a traditional discretionary manager a broad investment mandate.

The current $0 advisory fee makes the service economically unusual, but it should not be read as:

all Streetbeat account costs are zero.

The separate Streetbeat Digital fee schedule and underlying investment/brokerage costs remain relevant.