Autopilot: Platform Profile

Overview

Autopilot is an automated portfolio marketplace and advisory service that lets a customer select a model portfolio, connect a separate brokerage account and authorize portfolio trades to be transmitted into that account.

That makes Autopilot more hands-off than the DIY software platforms in Batch 38 and the first half of Batch 39.

The legal structure is also different.

The advisory service is provided by:

• Investment adviser: Autopilot Advisers, LLC
• CRD: 331749
• SEC number: 801-130594
• SEC registered: Yes

The mobile platform is offered within the broader Autopilot Holdings organization.

Autopilot is not the broker-dealer that holds the customer's brokerage assets.

May fit better for

• investors who want portfolio automation without writing trading rules;
• users who want to follow a model or creator portfolio;
• investors who want assets to remain in their own linked brokerage;
• users comfortable granting limited discretionary trading authority;
• investors starting with at least $500;
• users who understand that a theme or public-person tracker is not a guaranteed strategy;
• investors willing to review advisory and creator conflicts.

May fit less well for

• users who want full financial planning;
• investors who want direct control of every order before execution;
• traders seeking options, crypto or short-selling through the Autopilot portfolio product;
• investors who do not want a subscription fee for premium portfolios;
• users who assume a creator's public reputation proves investment merit;
• investors who want Autopilot itself to be their broker;
• users who do not want brokerage-referral conflicts.

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Autopilot Advisers is currently SEC registered

Current SEC IAPD identifies Autopilot Advisers as:

• CRD: 331749
• SEC number: 801-130594
• SEC registration status: Approved
• SEC effective date: 2024-07-30

into one legal entity.

The adviser provides the portfolio-management service.

The connected brokerage holds and executes the brokerage relationship.

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The service is limited discretionary portfolio management

Autopilot's February 4, 2026 Form CRS states that the adviser provides limited portfolio management on a discretionary basis under the selected investment strategy.

The workflow can include:

• customer selects a Portfolio;
• customer connects a brokerage;
• customer authorizes Autopilot;
• Autopilot transmits trading instructions;
• holdings remain at the broker;
• algorithms monitor account alignment with the onboarding suitability questionnaire.

This is genuinely more DFY than a signal platform.

It is still not a traditional full-service wealth manager that can solve every financial-planning problem.

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Current minimums are $500

The 2026 Form CRS states:

• Minimum account size: $500
• Minimum per Portfolio: $500

Those are advisory minimums.

They should not be combined with a connected brokerage's own:

• account minimum;
• margin requirement;
• transfer rules;
• fractional-share rules.

The linked brokerage relationship remains separate.

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Basic can be free; Premium uses fixed portfolio fees

Current Form CRS states:

• Basic Tier fee: $0
• Premium Base Advisory and Licensing Fee:
• Quarterly: $29.99–$199.99
• Annual: $99.99–$699.99
• AUM fee current: 0.00%

The AUM fee deserves careful wording.

Current:

0.00%.

Form CRS also says the adviser expects that a percentage-based AUM fee may be charged in the future.

Autopilot has no advisory fees.

Premium fixed fees are real advisory/licensing costs.

Brokerage transaction costs can also apply separately.

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A flat subscription changes the economics by account size

A fixed annual portfolio fee has a different percentage impact at different balances.

Example using a current Premium fee of $199.99 annually:

• $1,000 invested: about 20% of that balance before market results;
• $10,000 invested: about 2%;
• $100,000 invested: about 0.20%.

This is only a fee-impact illustration.

It is not a recommendation about which Premium portfolio to select.

The broader point is important:

a flat fee can be inexpensive at a large balance and expensive at a small balance.

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Public is a default/preferred broker and pays referral compensation

Autopilot currently discloses a referral arrangement with Public.

The amount depends on the net new deposit held in the referred Public account after the stated period.

This creates a conflict because Autopilot can receive more compensation when a customer opens and funds a Public account.

Autopilot explicitly discloses the conflict.

It belongs in the substantive review because broker selection is part of the user workflow.

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The portfolio is held in the customer's brokerage account

Autopilot's model is not a pooled fund where all customers become shareholders in one Autopilot vehicle.

The current structure is generally:

• Ownership: customer brokerage account owns the underlying securities
• Pooled Autopilot fund: No

A portfolio can be inspired by:

• public trading disclosures;
• proprietary models;
• third-party advisers;
• other creators.

The customer still owns the actual eligible securities in the linked brokerage account.

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Current Marketplace FAQ limits shorts, crypto and options

Current product documentation establishes:

• Short selling: No
• Crypto: No
• Options: No

Margin can be possible depending on the brokerage account and user settings.

A broker can support options while the Autopilot portfolio workflow does not.

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Copying a famous person is still an investment strategy

Autopilot's recognizable portfolio concepts include trackers inspired by:

• politicians;
• fund managers;
• investors;
• public disclosures;
• creators.

The label can make the strategy feel intuitive.

The underlying limitations remain:

• public filings can be delayed;
• the observed person may have other assets or hedges;
• disclosure rules differ;
• a copied position can be entered after the original transaction;
• position sizing can differ;
• tax circumstances can differ;
• a public person can make a bad investment.

The portfolio name is not a substitute for due diligence.

Assessment

Autopilot is the clearest DFY product in this batch because the customer can authorize an SEC-registered adviser to transmit portfolio trades into a linked brokerage account.

That convenience does not remove the need to inspect:

• the portfolio's actual methodology;
• turnover;
• lag in source data;
• subscription cost;
• brokerage costs;
• conflicts;
• concentration;
• tax effects.

The key structural benefit is custody separation: assets remain in the customer's brokerage rather than being deposited with an unregistered software company.

The key analytical risk is behavioral: a simple theme such as "follow this public figure" can make a complex, lagged and concentrated strategy look easier than it really is.